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Debit Cards

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According to Accenture’s 2014 North America Consumer Payments Survey, 59 percent of respondents pay by debit card at least weekly. FIS™ offers flexible debit processing options, including multiple authorization options, settlement and card management. Choose reliable and comprehensive client services support, or retain control and on-site servicing by opting for pass-through processing.


As the centerpiece of your relationship with your members, debit cards enable members to make deposits and withdrawals at ATMs, transfer money between accounts, and make purchases in person and online. We don't just provide you with complete and integrated debit card processing, we provide turnkey services that take your debit portfolio to new heights in response to changing market dynamics. 


The fraud landscape is changing. We offer a variety of fraud management solutions to help your institution minimize losses. Our comprehensive suite provides an enterprise-wide look at risk data, as well as experienced fraud analysts and investigators for payments processing across signature and PIN transactions. Alerts are routed to a team of experienced analysts who monitor transactions 24 hours a day, seven days a week utilizing a variety of tools, analytics and historical data across various channels. We offer a variety of preventative tools to help you and your members accelerate the identification of fraud and stop it in its tracks. 


A points-based loyalty program can make your payment products the choice of your cardholders. Our program is designed to help improve revenue, drive increase transaction volume, and enhance product loyalty. Regardless of your program's specifications, the goal is to keep your card top of wallet. 

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The LSC offers programs that are designed to allow Credit Unions the advantage of debit card access for their checking account program. By participating in this program, you can compete in the debit card market by serving your members’ needs as completely as possible. Today, your members can choose from among many different financial institutions for their checking account needs, and statistics show they will not look to a provider without debit card access. Why not have them choose yours!

Advantages for your Credit Union 

  • You will earn additional revenues that will improve your bottom line.
  • You will increase service usage and satisfaction.
  • You can use this program as a powerful tool for attracting upscale potential members in to active usage of credit union services.
  • You will give your members convenience at over 18 million locations plus ATM accessibility through the VISA networks available in the United States and over 120 countries.
  • Faster than writing a check and safer than carrying cash. 

Additional Benefits 

  • Provides a competitive advantage.
  • Attracts new accounts and strengthens existing relationships.   
  • Four times faster than writing a check.
  • Generates a new revenue stream for your credit union.
  • You will receive daily settlements through your Corporate.
  • Your credit union name and logo will be on your plastic.
  • Generates visibility in the market place for Your Credit Union.
  • Provides cross-selling opportunities.

For more information, contact our EFT Department

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